Every trucking business faces different risks. That's why we work with leading insurance carriers to provide customized policies that protect your trucks, trailers, drivers, cargo, and business operations.
Whether you're an owner-operator with a single truck or managing a growing fleet, the right insurance coverage protects your business from unexpected financial losses. Cedar Creek helps you build a policy that matches your operation, cargo, routes, and budget—without paying for coverage you don't need.
Our experienced insurance specialists help you understand your options and recommend coverage that fits your unique needs, ensuring you're protected whether you're hauling locally or across state lines.
Primary Liability Insurance is the foundation of every commercial trucking policy and is required by federal law for most trucking businesses. It protects you when you're legally responsible for injuries or property damage caused to others while operating your commercial vehicle.Whether you're involved in a minor accident or a major collision, this coverage helps pay for medical expenses, property repairs, legal defense costs, and settlements.
Your truck is one of your business's most valuable assets, and unexpected damage can lead to expensive repairs and lost income. Physical Damage Insurance helps cover the cost of repairing or replacing your truck and trailer after covered accidents or events.
Whether your vehicle is damaged in a collision, stolen, vandalized, or affected by severe weather, this coverage helps minimize downtime so you can get back on the road as quickly as possible.
When you're responsible for transporting valuable freight, protecting the cargo is just as important as protecting your truck. Motor Truck Cargo Insurance provides financial protection if the goods you're hauling are lost, damaged, or stolen while in transit.
Cargo claims can be costly and may affect your reputation with customers. Having the right cargo insurance demonstrates professionalism while helping you meet shipper and broker requirements.
Trailer Interchange Insurance protects non-owned trailers while they're in your possession under a trailer interchange agreement. If you're hauling equipment owned by another company, this coverage helps protect you from unexpected repair or replacement costs.
Whether the trailer is damaged in a collision, stolen, vandalized, or affected by severe weather, Trailer Interchange Coverage helps reduce financial risk and keeps your business operating without unnecessary interruptions.
General Liability Insurance protects your trucking business from claims that occur away from the road during everyday business operations. It provides financial protection if someone is injured, property is damaged, or your business faces certain legal claims.
Whether you operate an office, terminal, warehouse, or maintenance facility, this coverage helps protect your company from unexpected expenses that could impact your day-to-day operations.
Non-Trucking Liability Insurance, often called Bobtail Insurance, provides liability protection when you're driving your truck for personal use or while not under dispatch. It helps cover accidents that occur outside of your regular commercial operations.
For many leased owner-operators, this coverage fills an important insurance gap by providing peace of mind whenever the truck is being driven without an active load or work assignment.
Finding the right commercial truck insurance is about more than comparing prices. You need an insurance agency that understands the trucking industry, responds quickly when you need assistance, and helps protect your business for the long haul. At Cedar Creek, we work closely with owner-operators, motor carriers, and fleet businesses to provide personalized insurance solutions backed by exceptional customer service.
With access to more than 50 trusted insurance carriers, we compare multiple options to help you find the right balance of coverage, value, and affordability. From your first quote to policy renewals, Certificates of Insurance (COIs), and claims assistance, our experienced team is committed to making the insurance process simple, transparent, and stress-free.